Medicare Benefits

Medicare Benefits

  • What Is Medicare?
    • Medicare is health insurance for the following:

                         People 65 or older People under 65 with certain disabilities

                        People of any age with End-Stage Renal Disease (ESRD) (permanent kidney failure requiring dialysis or a kidney transplant)

  • The Different Parts of Medicare:

The different parts of Medicare help cover specific services:

  • Medicare Part A (Hospital Insurance)
    • Inpatient care in hospitals (such as acute care hospitals, inpatient rehabilitation facilities, and long-term care hospitals)
    • Inpatient care in a skilled nursing facility (not custodial or long term care)
    • Hospice care services
    • Home health care services
    • No premium if you have a work history
  • Medicare Part B (Medical Insurance)
    • Helps cover doctors' services, hospital outpatient care, and home health care
    • Helps cover some preventive services to help maintain your health and to keep certain illnesses from getting worse
    • Requires premium payment, can be deducted from Social Security check or paid by Medicaid